We have three primary insurance companies that we work with for this coverage. Each of these insurance companies has a long history of providing insurance coverage for heavy equipment operators and we feel that they are committed to providing coverage for the timber industry for many years to come.

Whether the account is small or large we feel that we can meet the needs of nearly any experienced operator who has demonstrated an ability to operate his business in a relatively loss free manner over the past five years.

When we are looking to provide coverage on heavy equipment the following items can improve our ability to obtain the most favorable rating available for the equipment coverage.

• Good maintenance and upkeep for all units being insured.
• Minimal claims experience on the items to be insured.
• Strong financial standing for the business.
• Prior experience in the timber industry.
• Fire suppression equipment on every unit to be insured with additional units available if necessary.
• Favorable claims experience for other lines of insurance can indicate a quality operation for the equipment coverage also.

Advantages of having your equipment insured with us include:

• Deductibles will be provided in an easy to understand format.


• You will have an agent that will be happy to review and revise your equipment values at any time during the policy period. This can help you reduce the cost for your coverage since economic conditions can adversely affect your equipment values. We see no reason to pay insurance premiums on values that do not reflect the actual cash value (ACV) that you will receive at the time of a loss.


• Having an agent whose office is centrally located in the heart of Minnesota's timber area.


• Dealing with a friendly, knowledgeable and efficient agency staff that is dedicated to the needs of timber producers in Minnesota and Wisconsin.


• Feeling secure in the knowledge that you have an agent working for you to attain and maintain a quality product that is competitively priced.


• Satisfaction in knowing that your agent will provide you with an accurate policy and will handle all your needs and requests in a timely and professional manner.